Debit cards

The following brands are covered in this section: MAESTRO

Requirements to process debit card transactions:

• Processing transactions with a redirect location (see chapter Redirection payment systems)

A payment with brand MAESTRO requires the PaymentMAESTRO type and initiates a Maestro SecureCode transaction.

<SOAP-ENV:Envelope 
  xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/" 
  xmlns:etp="https://www.mpay24.com/soap/etp/1.5/ETP.wsdl"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <SOAP-ENV:Header/>
  <SOAP-ENV:Body>
    <etp:AcceptPayment>
      <merchantID>90000</merchantID>
      <tid>10042</tid>
      <pType>MAESTRO</pType>
      <payment xsi:type="etp:PaymentMAESTRO">
        <amount>1000</amount>
        <currency>EUR</currency>
        <identifier>6700555544444444</identifier>
        <expiry>1805</expiry>
      </payment>
    </etp:AcceptPayment>
  </SOAP-ENV:Body>
</SOAP-ENV:Envelope>

Maestro SecureCode

Maestro SecureCode can only be used if the Maestro Card is enrolled for Maestro SecureCode. In most cases, this requires registration at the customer's bank.

For Maestro SecureCode, a 3-DS request is always issued automatically by mPAY24. Merchants using Backend2Backend Integration are obliged to show the following information to the customer.

• English:

Your Maestro card may need to be registered for Maestro SecureCode. Please refer to your issuing bank for further information.

• German:

Ihre Maestro Karte muss zur Nutzung von Maestro SecureCode freigeschaltet sein. Bitte wenden Sie sich an Ihre kartenausgebende Bank für weitere Informationen.